Friday, March 30, 2012

Chip and pin

Has chip and pin arrived yet in the USA or do you still sign when using a credit card?

Chip and pin

I don%26#39;t think it has as I don%26#39;t even know what you mean. We sign when we use a credit card.

Chip and pin

T%26#39;s common throughout Europe. Instead of a signature you enter a 4 digit number. PIN = Personal Identification Number,


I would be very careful about chip and pin. Gas (Petrol) Stations are fine with it, but many retailers I have found, will either look at you blankly and say that it will not work, whereas others will process it manually, rather than going through the system.

I do know that my debit card which is chip and pin, has been refused at many places, whereas my credit card has been more successful.

I would bring a mixture of credit cards, cash and travellers cheques.


For Aileen679

The idea behind ';chip and pin'; is to cut down on fraud. If your purse/wallet is stolen together with all your cards nobody can use them to buy anything (unless you%26#39;re silly enough to write down the 4 digit number somewhere within).

It%26#39;s been in use in Europe for quite some time now and when I had my wallet stolen in Budapest it was at least gratifying to know that my cards were covered.

As a final note, personal cheques here in the UK are hardly used at all - most retailers won%26#39;t accept them any longer.


that sounds like a dandy idea. Thanks for filling me in.

It would be just my luck to have a number that confused me....just like my social security number. Most people have their%26#39;s memorized. But mine is --41----42....or is it --42---41? I am never quite sure. I have the same problem with birthdays. was it 8-12 or 8-21?

  • single middle class parent
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